There is some research that suggests a positive connection between seeking help to get rid of stress from debt and an increase in IQ levels, but the studies are limited and more research is needed to confirm this link. Here are some Canadian and American studies that have examined the impact of debt on cognitive function and IQ levels.
One Canadian study published in the Journal of Economic Psychology in 2019 found that financial stress, including debt-related stress, was associated with lower cognitive function. The study found that individuals with higher levels of financial stress performed worse on cognitive tests, including tests of memory, attention, and decision-making.
Another Canadian study published in the Journal of Family and Economic Issues in 2018 found that financial stress was negatively associated with cognitive ability among older adults. The study found that older adults who reported higher levels of financial stress had lower cognitive function scores, including scores on tests of memory and executive function.
A study conducted in the United States and published in the journal Social Science & Medicine in 2017 found that individuals with higher levels of debt had lower cognitive performance than those with lower levels of debt. The study found that debt-related stress was a significant predictor of cognitive function, with individuals experiencing higher levels of stress performing worse on cognitive tests.
While these studies suggest a potential link between debt-related stress and cognitive function, more research is needed to confirm this link and understand the underlying mechanisms. It’s important to note that seeking help to manage debt-related stress and emotional health issues can have a positive impact on overall well-being, including cognitive function. By taking steps to manage debt-related stress, individuals may be able to improve their overall cognitive function and IQ levels.
Read more about mental health and debt on our site:
- The Link Between Mental Health and Debt in Canada: Understanding the Connection and Finding Solutions
- The Hidden Costs of Debt: How it Affects Your Physical Health
- The Invisible Cost of Debt: How it Affects Your Emotional Health
- Debt and Mental Health: Why Men Need to Pay Attention
- The Cost of Debt: How Children Pay the Price
- Women and Debt: The Mental Health Toll
- From Addiction to Recovery: How Debt Can Hold You Back and CreditLift Can Help
