FREQUENTLY ASKED QUESTIONS

How can CreditLift help me?

Our job is to educate, support, and coach you through every stage of the process.
We’ll help you understand your options, get fully prepared and organized, and create a realistic budget and cashflow plan that aligns with your goals. Once you decide which solution fits best, we’ll connect you directly with the appropriate licensed professional — whether that’s a bank, credit union, licensed lender, mortgage agent, lawyer, realtor, or Licensed Insolvency Trustee. We don’t file or administer proposals or bankruptcies ourselves.

How can I get started with debt relief?

To get started, just complete our Get Debt Relief now and someone from our team will reach out to you shortly.

Who qualifies for debt relief?
If you have unsecured debts that you can’t seem to pay off on your own, it’s worth having a conversation with us to discuss what options might be available to you.
What types of debts cannot be reduced?

Generally debts are secured are not able to be reduced. That would be mean items like mortgages or vehicles.

Will I lose my home, vehicle and savings if I get debt relief?

That will depend on the debt option that you choose however we
will work closely with you to help you discover the best option for you in your
unique situation.

Will I still qualify with a bad credit rating?

Absolutely. Credit score has no impact on whether you qualify for our services or not.

Do I have to be employed to qualify for debt relief?

You don’t need to be employed but you do need to be able to make payments towards a restructured (and reduced!) debt amount.

What happens during the consultation?

During your free consultation, we will walk you through all your options on how to become debt free. We won’t ask you sign anything or commit to anything. This meeting is just for you to learn more about your options to become debt free.

Do you lend me money to pay my debts?

No. Our goal is to help people become debt free and we will work with you to reduce your debt and not have to rely on more loans to cover your expenses.

CreditLift founders are considered experts in their field and have been interviewed by both local & national news networks related to debt and financial literacy.

100% CANADIAN OWNED AND OPERATED. GET A FREE CONSULTATION TODAY!

DOWNLOAD EBOOK